RBI UDGAM Portal 2024 Link – Registration @udgam.rbi.org.in, RBI Unclaimed Deposits

The Reserve Bank of India (RBI) has started a new thing called the UDGAM Portal 2024. This portal is for helping people get back money that was left in bank accounts and not used for a long time, like 10 years. Sometimes people forget about their accounts or, sadly, some may have passed away, leaving their accounts unused. When this happens, after 10 years, the money goes to the RBI.

But now, if you know someone in your family had an old bank account or Fixed Deposit they didn’t use for 10 years, you can use the UDGAM Portal to claim that money. This portal is a big help because there’s a lot of money, like Rs 35,000 Crore, waiting to be claimed by the right people.

Right now, 6 banks are part of this, but more will join soon. You can check on the UDGAM Portal if your or your family member’s old account is there. But first, you need to register on the portal at udgam.rbi.org.in. Make sure you have all the right information before you start the registration process, like knowing about UDGAM Portal RBI Registration 2023 and which banks are linked to it. This way, you can try to get back any money that’s rightfully yours.

RBI UDGAM Portal 2024 Link

The Reserve Bank of India (RBI) has started a portal named the UDGAM Portal. The full form of UDGAM is “Unclaimed Deposits: Gateway to Access inforMation.” The main goal is to help people get back their unclaimed money which adds up to a whopping Rs 35,000 Crore! This is for people who have old bank accounts or Fixed Deposits that haven’t been touched or claimed for the past 10 years.

So, if you think you or someone in your family might have such an account or deposit, you should definitely check out the UDGAM Portal 2023 at udgam.rbi.org.in. Here’s what you need to do: Go to the portal and complete your UDGAM Registration using some basic details about yourself and the account. Once you’re registered, the authorities will take a look at your account to make sure everything’s in order, and then you can get your money sent to your current bank account.

The rule is simple: If any bank accounts or Fixed Deposits haven’t been active or claimed for over 10 years, this portal helps you get that money back. Just imagine, Rs 35,000 Crore is sitting there unclaimed, and this portal is a way for people to claim what’s rightfully theirs. So, if you think you’ve got unclaimed money, don’t wait, head over to the UDGAM portal and see if you can claim it!

UDGAM Portal 2024 Registration Form @udgam.rbi.org.in : Key Highlights

udgam.rbi.org.in Portal for Unclaimed Deposits

The Reserve Bank of India has started a new portal for everyone – the UDGAM Portal. UDGAM stands for “Unclaimed Deposits: Gateway to Access inforMation.” They launched it on 18th August 2024. It’s a big deal because it helps people find money in old bank accounts or Fixed Deposits (FDs) and Recurring Deposits (RDs) that they haven’t used or claimed in a long time, like 10 years.

If you have a bank account, FD, or RD that you didn’t use or claim for 10 years, the money in it is called an “unclaimed deposit.” Banks take this unclaimed money and put it in a special fund called the “Depositor Education and Awareness” (DEA) Fund, which the RBI looks after.

Now, with the UDGAM Portal, finding these unclaimed deposits is super easy. It’s like a one-stop website where you can search for unclaimed money from any bank in India. If you think you might have some unclaimed money out there, you can go to udgam.rbi.org.in and register yourself. Just follow the instructions on the portal, and who knows, you might find some money that belongs to you! It’s a great way to make sure no money is left forgotten in old accounts.

UDGAM Portal Registration 2024 at udgam.rbi.org.in

To register on the RBI UDGAM Portal, which you can find at udgam.rbi.org.in, here’s a simple step-by-step guide:

1. Visit the Portal: First, go to udgam.rbi.org.in. It’s easy to find online.
2. Click on Register: On the website, you’ll see a “Register” button. Click on that to start the process.
3. Enter Your Details: You’ll need to put in some basic info like your mobile number, name, and PAN Number. These are important to make sure everything matches up with your bank accounts.
4. Create a Password: Once you’ve entered your details, they’ll send you an OTP (One Time Password) on your mobile. Use this OTP to create a new password for your UDGAM account.
5. Login to the Portal: After setting your password, log in using the mobile number, PAN number, and the password you just created.
6. Select Bank Account Holder Name: Now, you’ll have to choose the name of the person who owns the bank account. This could be you or someone in your family.
7. Choose the Bank: Next, select the bank where the account, FD, or RD was held. This is to help find any unclaimed funds that might be linked to that bank.
8. Submit: After selecting the bank, click on the “Submit” button to proceed.
9. Check for Unclaimed Funds: The portal will then show you if there are any unclaimed funds in the bank accounts linked to your details.

Remember, it’s important to have all your details correct and handy. This way, the process will be smooth and quick, and you can easily find out if there’s any unclaimed money waiting for you!

RBI UDGAM App Download

The RBI UDGAM App is a great tool for all bank account holders in India. It’s available for download from your respective Play Store, making it easy for everyone to access. The main aim of this app is to help distribute the huge amount of unclaimed money, which is around Rs 35,000 Crore, sitting in various banks across the country.

If you think there might be an old bank account of yours, or maybe of a relative who has passed away or doesn’t use their account anymore, the UDGAM App is here to help. Here’s what you can do:

1. Download the App: First, go to your Play Store on your phone and search for the RBI UDGAM App. Download and install it.
2. Check Closed Accounts: Once you have the app, you can use it to look into any closed or inactive accounts that might have unclaimed funds. It’s a straightforward process.
3. Claim Any Balance: If you find that there is a balance in these old accounts, you can then claim this money. The app will guide you on how to transfer this unclaimed money to your active bank account.

It’s a really useful thing to do because sometimes we forget about old accounts, and this could be a chance to reclaim any money that’s rightfully yours. So, if you suspect there could be some old accounts with money left in them, it’s worth taking a little time to download the UDGAM App and check it out!

Name of UDGAM Portal 2024 Linked Bank

The following 6 Banks are available on the RBI UDGAM Portal 2024 from which you can search your account and then get the unclaimed funds through the UDGAM portal or UDGAM application.

• State Bank of India (SBI)
• Punjab National Bank (PNB)
• Central Bank of India
• Dhanlaxmi Bank Ltd
• South Indian Bank Ltd
• DBS Bank India Ltd.

Easy Steps to Claim Your Unclaimed Deposits from udgam.rbi.org.in Portal

1. Visit the website and select the ‘Login’ button.
2. You can either log in using your mobile number or register as a new user.
3. Once logged in, search for your bank account and enter the required details such as Aadhar Number, PAN Number, etc.
4. Click the ‘Submit’ button to submit your form.
5. Wait for the results, which will display any unclaimed accounts associated with your details.
6. If there’s an account, you can click on ‘Claim amount’ to have the funds reverted to your active account.

This process completes the claiming of unclaimed deposits from RBI UDGAM. For detailed instructions and further assistance, it is best to refer directly to the RBI UDGAM website or contact their support.

RBI UDGAM Application Form 2024 @ udgam.rbi.org.in

To retrieve unclaimed amounts through the RBI UDGAM Application Form 2024, you need to follow these steps:

1. Fill in the RBI UDGAM Application Form on the udgam.rbi.org.in website.
2. Provide basic details such as the Account Holder’s Name, Name of Bank, and identification information like PAN, Voter ID, DL Number, Passport Number, or Date of Birth.
3. Click the ‘Search’ button and wait for the system to display any bank accounts linked to your details.
4. Review the account details shown, and if you find your account, proceed to claim the unclaimed amount.
5. if needed, repeat the process to search for accounts in other banks listed on the site.

This method allows you to search for and claim any unclaimed amounts from bank accounts.

Important Links:

• UDGAM Portal Registration Link – Click Here